Curfex

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Pay less with Curfex

Curfex
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Did you know that Banks are on average 8x more expensive than Curfex?

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Did you know that most Banks & Money Transfer Services hide their fees in the exchange rate?

Curfex

Curfex 参上! (Curfex to the rescue!)

Say NO to high and hidden fees.

1% flat fee

Curfex charges a 1% flat fee on our transfers. All fees are clearly displayed to you for full transparency.

Try out your first transfer for FREE!

0% spread (mid-market rate)

Curfex provides you with the mid-market rate. It is the only rate where there’s 0% spread with no hidden fees.

The mid-market rate is the midpoint of the buy and sell exchange rates.

Our rates are pulled from Currency Layer and are updated in real time whilst the trading market is open.

Learn More >

Safe & Secure Transfers with Curfex

Curfex
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Worried about whether your funds are safe & secure?

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Worried about the handling of your personal information?

Curfex

Curfex 参上! (Curfex to the rescue!)

Enjoy peace of mind when using Curfex

Serving Customers Since 2015

Our customers trust us with over JPY 6 billion every month and we have a 100% track record.

Our customers can stay confident about their transfers with real-time updates on its status on their account dashboard.

At Curfex, we do our best to keep your personal data safe. Read our Privacy Policy

Licensed & Regulated

We are licensed and regulated by authorities around the world.

Curfex

Japan - Kanto Financial Agency
Hong Kong - Customs Department
Australia - AUSTRAC

Your Funds Safeguarded

In Japan, in accordance to the Payment Services Act, Curfex maintains a security deposit with the Tokyo Legal Affairs Bureau to safeguard our customer funds in the event of a default on our end.

Fast and Convenient Transfers with Curfex

Curfex
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Long queues and complicated procedures at the Banks?

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Can’t send money after hours?

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Poor customer support?

Curfex

Curfex 参上! (Curfex to the rescue!)

Send money anytime anywhere

Ready within 2 hours of Sign-Up*For Personal Accounts

Opening an account is FREE.

Setting up your account is very easy and takes only 5 mins! All you need to do is to fill up your personal details and upload some identification documents to verify your identity.

Assuming your identification documents are in order, your account will be activated within 2 business hours.

*You will be able to start sending your first transfer for FREE.

How to open a personal account >

For business accounts, you will need to provide the company information and the relevant company document. As the company representative, you will also need to provide identification documents to verify your identity.

If the information and documents you provided are in order, a registered post will be sent to your registered office address for address verification (as required by the regulations). This process may take up to 7 working days depending on your location. Please rest assured that we will endeavour to send this to you asap from our end.

Once the registered post is received, your business account will be activated and you will be able to start sending your first transfer for FREE.

How to open a business account >

Submit a transfer in less than 3 mins

Submit a transfer in 4 simple steps

1) Transfer Details

Input the amount and currency you wish to send

2) Recipient Details

Provide recipient’s name and bank details

3) Review

Review to ensure that details are correct

4) Payment

Pay for the transfer via online banking, ATM deposit or debit card

Read our complete guide on How to submit a transfer > >

Customer support with a personal touch

When you contact us, rest assured that your questions and concerns will be dealt with by our Customer Service Team. There are some things that a robot just can’t do better.

Our Team are fluent in Japanese, English, Mandarin, Cantonese, Vietnamese and Malay.

Click on the icon on the bottom right of the screen to chat to one of our friendly and helpful staff.

Alternatively, you can always email us at hello@curfex.com

What Our Customer Say

I frequently needed to pay my oversea suppliers. I have compared many options, including the banks.

I find that Curfex exchange rate is very good and the speed of transfer is very fast!! I would like to recommend Curfex to anyone who need secure money transfer services!!

Curfex

Will Wong (age 41)

Business Payments

Sending money overseas has never been easy until Curfex came along.

It’s the quickest way, with the most competitive rates and most importantly through a safe platform.

Curfex

Zack (age 54)

Property Investment

I have used various overseas remittance companies until now, but I didn’t know that there was a hidden fee in the exchange rate.

Curfex has no hidden fees, so I think it’s good to be able to send money at a great price.

Curfex

Daisuke (age 34)

Education

Featured Blog Articles

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Which International Money Transfer Service is More Convenient, Wise (Formerly TransferWise) or Curfex? Thorough Comparison of International Money Transfer Services
Knowledge Service Comparison

Which International Money Transfer Service is More Convenient, Wise (Formerly TransferWise) or Curfex? Thorough Comparison of International Money Transfer Services

Is Consumption Tax Due on International Money Transfers? Case Studies and How to File Tax Return
Knowledge Service Comparison

Is Consumption Tax Due on International Money Transfers? Case Studies and How to File Tax Return

FAQ

Curfex is a licensed, international online money transfer platform. We pride ourselves in our ability to offer cross-border payments securely for you at the lowest possible cost and quickest possible time.

Curfex sends to the following countries:

  • Australia
  • Austria
  • Belgium
  • Canada
  • China
  • Croatia
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hong Kong
  • Hungary
  • Iceland
  • India
  • Indonesia
  • Ireland
  • Italy
  • Japan
  • Latvia
  • Lithuania
  • Luxemburg
  • Malaysia
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • San Marino
  • Singapore
  • Slovakia
  • Slovenia
  • South Korea
  • Spain
  • -Sweden
  • Switzerland
  • Thailand
  • United Kingdom
  • United States Of America
  • Vietnam

We have customized solutions for other currencies as well. Get in touch with sales@curfex.com to find out more.

  1. Fair & Best Available Rate
    We eliminate buy/sell spread. We offer real-time interbank rate from reputable data sources.
  2. Transparent
    We charge 1% flat fee for your personal transfer. You know exactly how much you are paying and getting in return.
  3. Convenience
    We bring you every convenience of an online service with a personal touch. You can request, track and manage your transfers anywhere and anytime.
  4. Guaranteed Delivery Time
    All transfers will be completed within 1-2 business days and you will be notified every step of the way.

We did a survey on the cost of transferring to different countries, using the bank and below are the summary of cost and savings. You can save up to 87% with Curfex.

  1. Sending from Hong Kong

    The sending amount used in the survey is HKD20,000

    Receiving Currency Bank Cost Curfex Cost Savings
    AUD 3.10% 1.00% 68%
    CNY 2.94% 1.00% 66%
    HKD 2.40% 1.00% 58%
    IDR 3.43% 1.00% 71%
    KRW 5.07% 1.00% 80%
    MYR 3.13% 1.00% 68%
    PHP 4.56% 1.00% 78%
    SGD 2.91% 1.00% 66%
  2. Sending from Japan

    The sending amount used in the survey is JPY250,000

    Receiving Currency Bank Cost Curfex Cost Savings
    AUD 4.16% 1.00% 76%
    CNY 2.92% 1.00% 66%
    HKD 4.37% 1.00% 77%
    IDR 5.13% 1.00% 81%
    KRW 3.17% 1.00% 68%
    MYR 5.94% 1.00% 83%
    PHP 7.93% 1.00% 87%
    SGD 2.30% 1.00% 56%

*survey was conducted on 17 July 2018

  1. Sending from Hong Kong:
    You can set up your Curfex account in 4 easy steps:
    • Step 1: Get an invite code at www.curfex.com
    • Step 2: Complete your email verification
    • Step 3: Fill out the registration form online
    • Step 4: Upload the necessary KYC documents online
  1. Sending from Japan:
    You can set up your Curfex account in 4 easy steps:
    • Step 1: Register for an account at www.curfex.com
    • Step 2: Complete your email verification
    • Step 3: Fill out the registration form online
    • Step 4: Upload the necessary KYC documents online

*We will review and approve your account under 1 business day if everything is in order.

We will need your basic personal information for our know-your-customer and due diligence processes as required by law. Supporting documents such as the below will also be collected:

  1. Sending from Hong Kong:
    • national identification (ID or passport)
    • proof of address
  2. Sending from Japan:
    • My Number Card
    • Residence Card or Driving License

We protect and safeguard your information as stated in our Privacy Policy.

Our online platform is available 24/7 and we have dedicated support personnel to respond to your enquiries during normal business hours
Japan : 09:00-18:00 JST
Hong Kong : 09:00-18:00 HKT
Alternatively, contact us at hello@curfex.com and we will get back to you as fast as we complete your transfers.

View All FAQ >
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