Payment InfrastructureSettlementAPI Integration
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01 — Infrastructure

Built for institutional
scale and compliance.

Curfex infrastructure connects regulated group entities, licensed payment partners, and domestic settlement rails — enabling high-volume cross-border payment execution with full auditability.

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Overview

A regulated operating stack,
not just a routing layer.

Curfex is built around licensed operating entities, regulated partner arrangements, and corridor-specific execution. Where local execution is available, the structure reduces unnecessary dependency on intermediary chains — giving clients clearer control over settlement, compliance, and reporting.

01
Licensed operating entities

Curfex (HK) Limited holds a Money Service Operator licence issued by the Customs & Excise Department of Hong Kong. Group entity Fukugu, Inc. is a registered Type II Funds Transfer Service Provider in Japan, supervised by the Kanto Local Finance Bureau.

02
Domestic rail access

Licensed entities hold direct or sponsored access to domestic payment systems — including Zengin in Japan — enabling local execution reducing unnecessary intermediary dependency where local execution or regulated partner access is available.

03
Fund segregation

Client funds are held in segregated accounts and managed through structured control processes, in accordance with applicable regulatory and contractual requirements.

04
AML/CFT controls

All transactions pass through embedded AML and CFT screening processes. Role-based controls, audit trails, and compliance reporting are available as part of the standard integration.

Step 01
Client
FIs, enterprises, and platforms submit payment instructions via API or portal.
Step 02
Curfex
Validates, prices, and routes the instruction to the appropriate licensed execution entity.
Step 03
Fukugu / Partners
Jurisdictionally licensed entity executes the transaction through the domestic payment system.
Step 04
Rails
Zengin, SWIFT, RTP, Cards, or Digital Wallets — settled on the appropriate domestic rail.
Technical specifications

What you connect to.

The Curfex infrastructure is designed for institutional integration — high availability, structured compliance tooling, and support for high transaction volumes.

Availability24/7 processing with monitored uptime across all corridors
Settlement timingSame-day settlement available across supported corridors
Transaction volumeDesigned for high-volume, high-frequency institutional flows
ComplianceAML/CFT screening, transaction monitoring, audit log, role-based access
Fund handlingClient funds held in segregated accounts per regulatory and contractual requirements
LicencesMoney Service Operator (Hong Kong)
CurrenciesUSD, JPY, HKD, SGD and more — contact us for full corridor list
Ready to access regulated
payment infrastructure?

If you are evaluating regulated cross-border payment or settlement infrastructure across Asia, we would like to hear from you.

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© 2026 Curfex (HK) Limited  ·  Room 05-159, 5/F The Quayside, 77 Hoi Bun Road, Kwun Tong, Kowloon, Hong Kong Licensed Money Service Operator  ·  Customs & Excise Department, Hong Kong