Payment InfrastructureSettlementAPI Integration
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02 — Settlement

Route to the right rail.
For each supported corridor.

Curfex settlement orchestration selects the appropriate licensed channel for each payment corridor — routing across SWIFT, real-time rails, cards, and digital wallets based on corridor, currency, and timing requirements.

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How it works

Orchestrated, not aggregated.

Settlement orchestration at Curfex is performed by the licensed group entity responsible for each corridor. Instructions are validated, priced, and routed — not passed through a third-party intermediary.

Curfex
Settlement Logic
SWIFT
Corresponding Banking
Real-Time Rails
Zengin, FPS
Card Networks
Selected card-based payout rails
Digital Wallets
Selected wallet and alternative payment channels
01
Corridor-aware logic

Routing logic selects an appropriate licensed channel based on corridor, currency, counterparty type, compliance status, and timing requirement.

02
Same-day settlement

Same-day or faster settlement may be available for supported corridors, subject to operating windows, compliance review, partner availability, and receiving-bank processing. Japan-corridor payments can be executed through domestic bank transfer rails via our licensed Japan correspondent, subject to supported destinations and operating conditions.

03
Multi-rail support

Settlements are routed across SWIFT, RTP, card networks, and digital wallets — depending on the corridor and counterparty.

04
Confirmation and reporting

All settlements generate a complete audit trail with confirmation data, timing records, and counterparty detail — available for reconciliation, compliance reporting, and client-facing confirmation.

Evaluating settlement
infrastructure for Asia?

We work with banks, platforms, and enterprises that require regulated settlement access across Hong Kong, Japan, and the wider Asia Pacific region.

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